Real estate appraisal services for homeowners in the city of Lincoln and Lancaster County

Here are the top 7 reasons why NE homeowners need Mook Appraisal Service:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a NE property tax assessment
To cut your mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate property needs to be divided because of a divorce
To settle an estate in NE by determining the true market value of property in question

Need help deciding the value of your house in or near Lincoln, NE?
Contact Mook Appraisal Service.

At Mook Appraisal Service, we understand the particular needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Mook Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We're veterans in helping clients just like you remove unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that is going down. This means you're going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Mook Appraisal Service is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be inopportune from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Mook Appraisal Service can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have a professional double-check it for preciseness or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.